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Best Chase Cash Back Credit Cards

These are the best products for you based on your credit.

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Last fact checked: Oct. 7, 2026

Best Chase Cash Back Credit Cards

Chase's cash back cards also participate in the Chase Ultimate Rewards® ecosystem — a feature many rewards enthusiasts consider especially valuable. On their own, , , , , and offer competitive cash back rewards. When paired with an eligible premium card, rewards can be combined and transferred to airline and hotel partners, potentially increasing the value of those rewards compared with redeeming them for cash back.


About Chase Cash Back Cards:

For many households, the is the core everyday card. . The offers , helping cardholders earn elevated rewards across a wider range of spending.

Business owners can use a similar strategy with , which earns, and , which offers elevated rewards on eligible business spending categories. Pairing either card with unlocks access to Chase's airline and hotel transfer partners, creating a flexible rewards strategy for businesses with a variety of spending needs.

Frequently Asked Questions:

Is really 1.5% cash back on everything?

Yes. While earns higher rewards rates in certain categories. .

How do rotating 5% categories work?

earns . Chase announces the eligible 5% bonus categories each quarter, and cardholders must activate them to earn the higher rewards rate.

Can I transfer cash back to airlines?

Not directly. If you also hold an eligible premium Chase Ultimate Rewards® card, such as , , or Ink Business Preferred®, you can combine your Freedom rewards into that account and transfer points to participating airline and hotel loyalty programs.

Which Chase card has the best cash back welcome offer?

Chase welcome offers change regularly. and frequently feature introductory bonuses for new cardholders, while and often have some of the largest welcome bonuses among Chase cash back cards.

Does work for people new to credit?

Yes. is designed for applicants with limited credit history and earns on all purchases. It's a reasonable starter card that also gives you a foot in the Chase ecosystem for future upgrades.